Terms and Conditions of Subscription Service
These terms govern your use of our financial planning subscription service and website. Please review them carefully before subscribing or using our site.
September 18, 2025
Acceptance of terms
By accessing or using our service, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the service.
Definitions
The following definitions apply throughout these Terms and Conditions:
"Service" refers to the subscription-based financial planning offered through our website.
"User" means any individual who accesses or interacts with our service or site.
"Content" includes all materials, text, and information provided on the site.
"Advisor" means our professional staff delivering consultations and reviews.
Service usage
The service is intended for ongoing consultations and analytical reviews. It is not a substitute for legal, tax, or investment advice.
Eligibility
The service is available to individuals at least 18 years old and residing in the United States.
Proof of eligibility may be required.
User responsibilities
Users agree to provide accurate information and use the service lawfully.
Prohibited uses
The following actions are not permitted:
Intellectual property
All content and materials on the website, including text, graphics, and trademarks, are our intellectual property. You may not copy, reproduce, or use them without written permission.
User content
You are responsible for any content you provide through the service and must ensure it does not violate any laws or third-party rights.
User content rights
By submitting content, you grant us a license to use, display, or distribute it as required to operate the service.
Privacy and data security
We respect your privacy and handle your information in accordance with our Privacy Policy. Please review it for details about data collection and protection.
View Privacy PolicyDisclaimer of warranties and results
We provide the service "as is" and do not guarantee specific financial outcomes.
Important notice
Results may vary and past performance does not guarantee future outcomes. Consult licensed professionals as needed.
Limitation of liability
We are not liable for any damages resulting from your use of the service or reliance on its content.
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or liabilities arising from your use of the service.
Dispute resolution process
We encourage amicable resolution of disputes. Please contact us first to address any concerns.
Arbitration
Disputes not resolved informally will be submitted to binding arbitration as permitted by law.
Arbitration may limit certain legal rights or remedies.
Online dispute resolution
You may also use online platforms for dispute resolution as available under U.S. law.
Contact support for assistanceSeverability
If any term is found to be invalid, the remainder remains enforceable.
Entire agreement
These terms constitute the full agreement between you and us regarding the service.
Applicable law and jurisdiction
These terms are governed by the laws of the United States and your local jurisdiction.
Termination
We reserve the right to terminate or suspend your access for violation of these terms or misuse of the service.
Modifications
We may update these terms at any time. Continued use means acceptance of changes.
How to contact us
For questions about these terms or your subscription, contact us using the details below.
Email address: content@nexanivoivia.com
Phone number: +1-270-244-5029
Office address: 575 Market St., San Francisco, CA 94105 United States
Effective date: September 18, 2025
Version: 2.1